Carrier
See What Is Being Bound. Before the Bordereaux.
See policies as they bind, premium as it earns, and producer payables before the month closes. Your distribution network on a live ledger.

10x
Faster authority visibility
95%
Distribution partners on one platform
100%
Real-time policy events
What Carriers Are Managing
Delegated Authority Creates Visibility Gaps
Policy Fires. Billing Waits.
Multi-State Compliance Is a Shared Problem With Unclear Ownership
Premium Collection Depends on Partners You Do Not Control
One Transaction. N Versions of the Truth.
What Carriers on Functional Finance See
Distribution Visibility Without Building a Reporting Stack
01
Policy fires. Billing fires. Automatically.
Every bind, endorsement, cancellation triggers the correct financial consequence instantly. No manual step. No lag. No mismatch.
02
Same data. Every counterparty.
Your MGAs, agents, and finance companies see their share of every transaction in real time, by role.
03
Settlement on a defined schedule
Commission payments, tax remittances, and cessions run on a defined cycle with a full audit trail.
The Functional Finance platform for Carriers
The Distribution Layer, Made Visible
Policy Flow
The policy lifecycle platform that tracks every commercial agreement from binding through cancellation, renewal, and settlement. Works alongside your existing policy admin system without replacing it.
Carrier Portal
Your operational view into the Functional Finance platform. Program performance, authority utilization, premium flow, distribution partner analytics, and settlement status: all current.
Distribution Partner Portals
Your MGAs use the MGA Portal. Your retail agents use the Agency Portal. Your customers use the Customer Portal. Every party operates on the same platform; the carrier sees all of it.
What Changes for Your Operation
Six Things That Are Different When Your Distribution Runs Here
Authority You Can Actually See
Policy Events When They Happen
Settlement That Runs on a Schedule
Distribution Performance You Can Actually Compare
Early Warning on Collection Problems
Compliance Caught at Submission
Free Tool
Model Your Program Economics
The Carrier Business Modeler lets you map your program structure, distribution relationships, and authority tiers to see projected premium flow, settlement timing, and program margin. Run scenarios before committing to a new program or distribution partner.
Open the Carrier ModelerCarrier Business Modeler

Schedule a Demo
Your distribution network is running. Know what it is doing.
Drop your email and we will be in touch. No sales call required.